Why You Need To Hire A Real Estate Lawyer When Buying A House?

The excitement of buying a new home often leads to anxiety when the transaction is about to close. This is because you face piles of papers that look very strange to the average person. It can be more than what you should handle, but you do not have to do it alone. This is why it requires a real estate attorney at your side, both before and during closure to help you understand what you are signing and avoid any potential problems with the new property.

Perhaps your realtor and the closing agent are very helpful. However, they are not licensed to practice law and may not be aware of a small detail that might cause big problems for you down the road.

The process of closing real estate in Florida usually follows a series of steps. As a result, even the simplest operation can take between 30-45 days to close.
Once the buyer and seller of property have accepted an offer, it shall be drawn up in writing, signed by the buyer and seller and an initial guarantee deposit is made by the buyer.

After the security deposit is made, the buyer ‘s lender or real estate agent (depends on whether the transaction is a cash sale or funded) will send a request title to a title service company to review the validity and history of the title.

The closing attorney will then process the file requesting documents like loan settlement statements, tax information,  and inspection reports. Your real estate lawyer will order a title search for an insurance underwriter. This searches for documents in the public records that may affect the title to the house, such as deeds, liens or divorce settlements.

Some of the preceding conditions and documents you want your real estate lawyer to review:

Loan documents – Your lawyer determine the conditions of the loan. He will make sure that they are correct and that the valuation of the property supports the loan.

Inspection documents – He should ensure that the problems detected by the inspection have been addressed or corrected.

Property survey – This is to ensure ownership limits have been transmitted correctly and that the survey includes all the improvements, easements and rights of third-parties access.

Consents – Ensure that there are no HOA assessments pending payment on the property and, if necessary, the HOA has consented to the transaction.

If everything is clear after reviewing the documents, the closing attorney will check that the “seller” is the legal owner of the property and will take note of any debt owed.

The lawyer will then prepare all closing documents, such as an HUD-1 form, a RESPA transaction or a closing statement, a warranty deed and any affidavit that may be necessary to clean the title. These documents can go through several drafts and revisions but will be approved by the buyer and seller well before the actual closing.

Finally, the date and time are set for the two sides. All documents that need to be signed are presented, and then the two parties will sign the closing documents. This process can also be done electronically, so there is no need for you to sign printed copy of the documents. The signed documents will be stored digitally and are accessible to you. Once completed, the transaction would be released and some documents will be sent to the province in which the property is to be documented.

Does this process sound a bit confusing?

If so, that’s why it’s important to find a real estate lawyer to help speed up the process in an efficient manner. Having a real estate lawyer involved before and during closure is one of the smartest things you can do to make sure that you are protected and that the closure will be on the right track.

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Overview of Traffic Violation Points

The driver’s license is an invaluable document that not only serves as a license to enter the traffic but also as an identification. That is why you must take care of it and try not to commit infractions that can lead you to lose it. Although there are some states that don’t use a points system, most states in the country has a system that assigns a point value to different types of traffic violations. These points are used by the motor vehicle department of each state to track the records of all drivers licensed in the state.

Most serious crimes have higher scores, while minor violations are assigned minimum points. For example, in a state, not completely stopping at a stop signal can be worth two points; Driving 30 miles per hour over the speed limit could be valued at four points.
This article will provide a brief overview of different offenses and points they can incur. Although the following list of offenses is not comprehensive and point systems vary from state to state, this example shows the relative values that can be assigned by a particular state, based on the severity of the violation.

Six points:
Homicide, negligent homicide or other felony involving the use of a motor vehicle.
Driving under the influence of alcohol or drugs.
Not stopping and escaping the scene of an accident.
Reckless driving.
Higher than legal level of blood alcohol content (BAC).
The refusal to take an alcohol test.
Escaping or evading a police officer.

Four points:

Endurance races or stings.
Driving under the influence of alcohol.
Any blood alcohol level in a driver under 21 years of age.
Driving at 16 miles per hour or more above the legal speed limit.
Not giving way to an emergency vehicle, such as an ambulance, fire truck or a police officer.

Three points:

Careless driving.
Disobeying a traffic signal or stop signal, or maneuvering improperly.
Driving about 15 miles per hour above the legal speed limit.
Not stopping at a railroad crossing.
Not stopping on a school bus or disobeying a school crossing guard.

Two points:
Driving at 10 miles per hour or less above the legal speed limit.
Refusing to take the breath test for alcohol content when the driver is under 21 years of age.

If a driver accumulates a certain number of points within a certain time period, his driving privileges may be suspended and he may not use his license.
Insurance companies also have access to this information and can use it as a basis for raising premiums. It is recommended that you leave early for work so you don’t have to rush because driving safely will avoid headaches and unnecessary increase in your insurance cost.

What Is Estate Planning?

Estate planning is a process that considers alternatives, think through them and establish adequate arrangements that will manage and transfer your properties and other assets to your specific wishes if something happens to you. A good estate planning is more than a simple will. Estate Planning also minimizes potential fees and taxes and establishes the contingency plan to ensure that your wishes about the treatment of health care are followed.

On the financial side, a good estate planning coordinates what would happen to your home, your life insurance, your investments, your business, your employee benefits, and other properties in the event that you see disabled or if you die. On the personal side, a good estate planning includes guidelines to carry out your wishes about issues related to health care. So that if you become unable to give these guidelines for yourself, someone you choose could do it for you, and you know when you want to authorize to pull the plug in case your life is only artificially maintained.

Many people avoid the establishment of their wills and other essential estate planning documents. It is hard to think of these issues at the end of one’s life, and for most people, the legal aspects of estate planning seem too complicated or unpleasant to take for themselves.

The biggest obstacle of estate planning is the preparation of documents, assume that one will eventually die, or think about the vision of what you want to happen in the later years of your lives. The biggest problem is the failure of people to implement a plan. A lot of people don’t see the urgency of this action and postpone the preparation of the estate plan. Doing so and leave everything to the last minute can lead to disastrous consequences for you and your family. Questions such as who will care for younger children? Who can access your account? Who will make decisions for you, whether they are medical, personal, or financial? What will happen if you die or becomes disabled? How much would it cost your heirs to receive their property in case of death? A Jacksonville estate planning lawyer should answer these questions and more!

It may seem a tough task to get all your financial affairs in order completely. However, with the assistance of an estate planning lawyer, creating a will for ownership succession does not have to be so difficult or unpleasant.

Everyone can create an estate planning and will if you’re rich, poor, young or old. If you do not have a will, the state law of Florida will decide how your assets will be distributed through intestacy succession laws.

Estate planning and appropriately drafted will or trust can provide for the distribution of property to your spouse, children, grandchildren or another family. For those with substantial assets, one should consider the federal and Florida tax laws for their estate planning or when making a draft for their will.

For those with minor children, a will is essential to provide protection and trust in case of death of both parents.
Aside from wills and trusts, many people need designations Agency health care, wills and powers of attorney.

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Probation Restrictions and Violations

Depending on the type of offense and the circumstances surrounding it, a convicted individual may receive a probation sentence, rather than imprisonment. Probation consists of the person convicted of the offense does not have to serve time in jail, but is watched closely by the state. Probation involves many strict terms and conditions given to the individual. Frequent meetings with the parole officer assigned are also required to ensure that parole conditions are met. In case that person does not comply with these terms or commit a new offense, he or she may be arrested and sent to prison.

Understanding Parole Restrictions

The parole terms imposed by Florida law will also allow the courts and parole officer to add special conditions to the defendant depending on the nature of the offense he has committed. Some of these standard terms include paying the fees, prosecution as directed, termination of community service or counseling as ordered and complying with substance abuse testing.

Parole restrictions are unique to each person, but there are several general rules. The most common restrictions on parole are:

  • Frequent meetings with the assigned probation officer
  • Payment of fines according to schedule
  • Have a valid address
  • Allow probation officers to visit the defendant at home
  • Have a regular workplace
  • Refrain from any criminal activity
  • Stay at a certain place
  • Repair or make restitution to the injured for damages or losses caused by their offense in an amount to be determined by the court party.

 

Parole Violation

A probation officer may indicate that the defendant has officially violated his probation and submit a court order. If this occurs, in most cases it must be delivered without bail while the case is being resolved. The charge of a probation officer probation violation can occur for many reasons.

In Florida, as in most states, there are two types of probation violations. A technical violation is committed when the offender violates one of the “technical” parole terms, including failure to report, nonpayment of Court fees, not attending counseling or non-performing hours of community service. The substantive probation violation is the commission of a new offense. It will result not only in possible new duties for new felony counts but a violation of probation as well. A felon may receive release Conditional for a crime and imprisonment for another offense or who may receive parole for both or imprisonment for both. The parole officer will make a recommendation to the court in the sentence, although a judge maintains discretion as to the final decision of the judgment.

In a case of violation, the probation officer may give a warning instead of presenting a warrant. If you are accused of a technical violation or a misdemeanor, your probation officer can give the notice to appear in court without presenting a warrant for your arrest. You can go to jail if you do not have an experienced lawyer who is willing to negotiate with the judge.

Criminal Traffic Violation: Driving Without a Valid Driver’s License

Criminal traffic is a violation that may involve imprisonment of a defendant if convicted. This type of crime it requires that the defendant attends a court hearing and may face a variety of penalties including fines, probation and jail time. When it is believed that an individual has committed a traffic violation punishable as a misdemeanor a fine of criminal traffic is issued and the person may be detained if a violation of criminal traffic is formulated.

  • The most common examples of a criminal offense of trafficking include:
    Driving without a valid driver’s license
    Driving with a suspended or revoked license
    Careless driving
    Place a plate or label that has not been assigned
    Driving under the influence of alcohol and drugs

Driving Without a Valid Driver’s License Is a Criminal Offense

According to Florida Statutes, it is a crime to drive a vehicle on a public road without a valid driver’s license. The statute specifies the definition of a driver as a person driving or in control of a vehicle in any public place. It also defines a motor vehicle as any vehicle that is self-propelled and does not completely move through human strength. A valid driver’s license means that it recognized by the Department of Highway Safety and Motor Vehicles Florida and is not expired, canceled, revoked or suspended.

Penalties for Driving with Invalid License

Driving without a valid license is a crime under Florida law, and is classified as a misdemeanor of the second degree. This type of misdemeanor may be punished with sixty days imprisonment and a fine of up to $ 500. However, most cases do not receive a prison sentence, instead of this, the defendant receives a permanent criminal record.

Driving without valid license vs. driving with suspended license

There are several key differences between what constitutes a fee for driving without a valid license and driving with a suspended license. Similarly, the consequences are different for each position. In one case invalid license, the prosecution has to prove much- is enough to show that there was no valid license issued at the time when the defendant was driving. This is not difficult to achieve; since the prosecution must only show a history of handling certified by the Department of Motor Vehicles.

Another crucial aspect of a charge for not having valid driver’s license and which distinguishes a suspended license charge is that this type of sentence is not used to classify a defendant as a usual traffic offender. In a case of revoked or suspended license, once the person has three or more convictions within a period of 5 years he will lose his Florida license for 5 years. This does not apply when the charges are for not having valid driver’s license.

A conviction for not having valid driver’s license remains in his criminal record and could be harmful to in the future. Many employers, schools, insurance companies and other entities and individuals may request their criminal records and to have a conviction could limit a person’s opportunities in the future. Getting the best criminal lawyer for such case could help avoid some of these consequences.